Author
Senior Editor, Credit & Loans
Ex-banker covering credit cards, personal loans and BNPL for 9+ years. Certified Financial Planner (CFP®). Previously at HDFC Bank and ICICI Bank.
21 articles published
A higher credit limit boosts your CIBIL score and spending power. Here are 5 legitimate ways to get a credit…
Going from a 650 CIBIL to 780 in 90 days is realistic if you do the right things. Here’s the…
Five proven, RBI-permitted ways to cut your home loan EMI by up to ₹10,000 a month — including the part-prepayment…
No minimum balance, no penalty, full digital banking - the best zero balance savings accounts in India for 2026.
Small finance banks are paying up to 8.5% on fixed deposits in 2026. Here is a clear comparison of FD…
Paying only the minimum due, cash withdrawals, missed dates - the everyday credit-card mistakes that quietly drain your wallet, and…
Indian SMEs can now access unsecured business loans up to ₹50 lakh in 48 hours. Here’s exactly how to qualify,…
A CIBIL score under 700 does not mean an automatic no. Here are realistic ways to get a personal loan…
Need urgent cash? Gold loan rates start at 8.50% — less than half of typical personal loans. Here’s when gold…
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