Compare loans across 30+ banks & NBFCs
Personal, home, business and gold loans — instant eligibility check, paperless disbursal, lowest interest rates.
| Loan | Interest | Apply |
|---|---|---|
|
HDFC Personal Loan
HDFC Bank
|
10.50% – 21.00% | Apply → |
|
ICICI Personal Loan
ICICI Bank
|
10.65% – 16.00% | Apply → |
|
Bajaj Finserv
Bajaj Finance
|
11.00% – 35.00% | Apply → |
|
SBI Home Loan
State Bank of India
|
8.40% – 9.95% | Apply → |
|
HDFC Home Loan
HDFC Bank
|
8.50% – 9.40% | Apply → |
|
Lendingkart Business
Lendingkart
|
1.5% – 2.5% / mo | Apply → |
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Frequently Asked Questions
Which bank offers the lowest interest rate on personal loans?
ICICI Bank starts personal loan rates at around 10.65% p.a. for salaried customers with strong CIBIL scores. HDFC Bank follows closely at 10.50%. Final rate depends on your income, employer, and credit history.
How fast can I get a personal loan disbursed?
Pre-approved customers of HDFC, ICICI and Axis can get instant disbursal — often within minutes via the bank's mobile app. Fresh customers typically take 24–48 hours after documentation.
What CIBIL score do I need for a home loan?
A CIBIL score of 750+ gives you the best home-loan rates (currently around 8.40%–8.60%). Below 700, you may still get a loan but at a higher rate (often 9.50%+) or with additional security.
Can I get a business loan without collateral?
Yes. NBFCs like Lendingkart, FlexiLoans and IIFL offer unsecured business loans of up to ₹2 crore with only 12 months of business vintage and a 700+ credit score.
Does pre-closing a loan affect my CIBIL score?
No — pre-closure actually helps your CIBIL score in the long run by reducing your credit utilisation. There may be a 2%–4% pre-closure fee depending on the lender.