Finance calculators
Plan smarter in seconds. Estimate your loan EMI, SIP returns and FD maturity — no sign-up, no spam.
Loan EMI Calculator
For home, personal, car & business loans.
Frequently Asked Questions
How is loan EMI calculated?
EMI is calculated using the formula EMI = P x r x (1+r)^n / ((1+r)^n - 1), where P is the principal, r is the monthly interest rate (annual rate / 12 / 100), and n is the number of monthly instalments.
Is the SIP calculator accurate?
The SIP calculator uses the standard future-value-of-annuity formula assuming a constant monthly return. Real mutual-fund returns vary year to year, so treat the result as an estimate, not a guarantee.
How is FD maturity calculated?
Our FD calculator uses quarterly compounding: A = P x (1 + r/4)^(4t), where P is the deposit, r is the annual rate and t is the tenure in years. Banks may compound monthly or at maturity, so the final figure can differ slightly.
Are these calculators free?
Yes, completely free with no sign-up. All calculations happen instantly in your browser — we do not store the numbers you enter.